Thanks God it is end of the month, it is time to write New Year Resolutions and time to prepare to spend (thereby going broke by January).
Online and in America, this holiday season is when retailers are giving out massive discount (in order to attract more customers). In my country (Nigeria), this is the period retailer INCREASE their prices (because people are going to shop anyway).
Most people live 'hand to month' or 'paycheck to paycheck' so end of month they have to make their kids happy by buying new Christmas-cloths for them, then perform a miracle by paying their children's school fee by January.
Anyway, Happy New Month of December 2012. Cheers!
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